3rd pillar: Finpension vs Truewealth

R

Riches1

New member
Quick question regarding 3rd pillar:

For a beginner when it comes to investments, and as someone who prefers a completely hands-off approach and as little cost as possible: Would Truewealth be the best option for me, for the 3rd pillar? They seem to be the only ones who do not have a management fee. Finpension appears to offer more choice, but I don't have a lot of knowledge when it comes to manually picking certain assets etc, anyways. They also have a fee, which Truewealth seemingly doesn't.
 
Hi Riches1

Finpension is more established and offers more customization (which you may not want as a hands-off approach). But TW is currently cheaper indeed. When I tried TW 3a, I was not very satisfied because it changed my free portfolio there, but if you only have your 3a, it should be fine.
 
gaijin said:
What do you mean by that?
Click to expand...
I have a test portfolio at 3a, outside of 3a, what is called free assets. And when I enabled the 3a option to test it, it changed the portfolio which I had manually chosen for the free assets, in a way which I consider worse and I could not change to the same exact one as before.
 
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