A new comparator for banks

Baptiste Wicht

Baptiste Wicht

The Poor Swiss
Staff member
Hi

I have finished yet again another comparator. This time, I have done a bank comparator:

Bank Comparator - The Poor Swiss

This bank comparator simply shows the most effective banks for your usage in Switzerland and abroad. You usually want a bank with low fees and high interest
thepoorswiss.com thepoorswiss.com

The idea is to compare multiple banks for different scenarios and see which one is the most optimized for each usage.

Let me know what you think, any comment is welcome (on design, on content, on missing banks, features, ...).

Happy holidays
 
Thanks, great as always! Some small points:

  • is the "Monthly Swiss withdrawals" means as withdrawls in CHF in Switzerland? Or as withdrawls in Switzerland (CHF, EUR, ...)?
  • Why does radicant show 0 CHF for foreign withdrawls? I thought radicant would charge for withdrawls outside of Switzerland.
  • I don't see Wir Bank in the list.
 
Great resource!
- On my phone screen the input fields for the form are off screen (i have to scroll to the right)
- The chart legend is hiding part of the chart behind it.. maybe increase the chart size?

Otherwise it looks great! Apparently Alpian would be best for me now, but how long will they keep their 0.75% interest which is above SNB level (0.5)..? 😅
 
Thanks for the feedback!

gaijin said:
is the "Monthly Swiss withdrawals" means as withdrawls in CHF in Switzerland? Or as withdrawls in Switzerland (CHF, EUR, ...)?
Click to expand...
Excellent question, I will make this clear! This indeed withdrawals in CHF in Switzerland.
gaijin said:
Why does radicant show 0 CHF for foreign withdrawls?
Click to expand...
I do not see this. But you have to set both the number of withdrawals and the withdrawal amount. It's probably not very ergonomic but I could not find a better way to be accurate.
gaijin said:
I don't see Wir Bank in the list.
Click to expand...
I will add it (y)
Michael said:
On my phone screen the input fields for the form are off screen (i have to scroll to the right)
Click to expand...
I should have tested it on the phone, I always forgot, will fix this.
Michael said:
The chart legend is hiding part of the chart behind it.. maybe increase the chart size?
Click to expand...
I will see what I can do, but the library doing the graphs is quite limited for legends :(
Michael said:
but how long will they keep their 0.75% interest which is above SNB level (0.5)..?
Click to expand...
I don't think they can sustain it for long. But it's true that with their high interest rate, they often pop up at the top for people who have a significant amount of cash.
 
Baptiste Wicht said:
you use a floating point and not an integer
Click to expand...
I guess the two fields of 'Monthly foreign withdrawals' and 'Monthly foreign withdrawal amount' would need to be linked somehow to fully account for all geeks like me :)
I used a floating point because I do less than one foreign withdrawls per month. I also withdraw less in Switzerland. But I think especially for abroad there should be an option to calculate with maybe 3-4 withdrawl per year.
 
I used monthly values because I thought people would have a better estimation of how much they used the card per month. But I could also use yearly values (since I multiplying everything by 12 anyway).
 
I have done a few updates:
  1. Fixed the layout on mobile phones
  2. Added WIR Bank Top
  3. Added support for floating points
  4. Put the legends on the right of the graph
 
Last edited:
I get this for Neon with these values; other banks seem alright, but there's something wrong with Neon? (Also checked on my phone for the same result).
Capture d’écran 2024-12-27 à 13.56.26.pngCapture d’écran 2024-12-27 à 13.55.22.png
 
Michael said:
Do you manually curate the interest rates or have you managed to somehow automatize it?
Click to expand...
Unfortunately no.

Banks do not have public APIs to get this information. So, it would need scraping through the page to find the information and I do not have the time to do that for every bank. Once I hear that a bank has changed interest rate, I have to change in two places: the blog and the comparator.
 
Baptiste Wicht said:
Hi

I have finished yet again another comparator. This time, I have done a bank comparator:

Bank Comparator - The Poor Swiss

This bank comparator simply shows the most effective banks for your usage in Switzerland and abroad. You usually want a bank with low fees and high interest
thepoorswiss.com thepoorswiss.com

The idea is to compare multiple banks for different scenarios and see which one is the most optimized for each usage.

Let me know what you think, any comment is welcome (on design, on content, on missing banks, features, ...).

Happy holidays
Click to expand...
Great job putting together the bank comparator(A little intro of mine: I am new in this community😅)it looks like a super useful tool for those trying to navigate the best banking options in Switzerland! I really like the idea of tailoring comparisons to different scenarios; it’s practical and aligns well with what people need.
 
Chiwa_09 said:
Great job putting together the bank comparator(A little intro of mine: I am new in this community😅)it looks like a super useful tool for those trying to navigate the best banking options in Switzerland! I really like the idea of tailoring comparisons to different scenarios; it’s practical and aligns well with what people need.
Click to expand...
Thanks for your feedback, I am glad you like it!
 
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