A new comparator for credit cards

[Baptiste Wicht]

Hi,

I am pleased to say that I have written a new comparator for credit cards:

Credit Card Comparator - The Poor Swiss

Find out the best credit card for your spending scenarios! Optimize your cash back and save on fees!

thepoorswiss.com

Currently, there are not many credit cards, but I intend to add more.

One question for you: Do you think we should mix credit and debit cards?

Let me know if you think something is missing or which credit card would you like to add to the mix.

 

[gaijin]

Very interesting, going into Moneyland territory

I would definitely add debits cards, still keeping them separate (e.g. as an additional option). With the shift from Maestro to Visa/Mastercard debit cards are indistinguishable from credit cards nowadays for most use cases. What makes debit cards interesting are potential low FX fees (Wir, Radicant).

Also, in a next version, you might want to break down and show your underlying calculations of the result.

 

[Baptiste Wicht]

I would definitely add debits cards, still keeping them separate (e.g. as an additional option)

Good idea, I will add an option in the next few days.

Also, in a next version, you might want to break down and show your underlying calculations of the result.

If you click on one of the item, it should expand and you should see the details. I should make that more obvious.

 

[matei]

This is a great idea. However it is not very clear whether the spending fields are per year or per month. I think it would be useful to add this information.

 

[Baptiste Wicht]

This is a great idea. However it is not very clear whether the spending fields are per year or per month. I think it would be useful to add this information.

Great point, I will make it clearer! It's probably true of all my comparators!

Keep ideas coming!

 

[Baptiste Wicht]

I have made a few changes based on your feedback:

1. Added the option for debit cards (only Neon, will complete in the next few days)
2. Fixed the design which I botched up unfortunately
3. Made it clear that it was per year

 

[gaijin]

Somehow, I don't see the debit cards listed, even if I select 'Yes'.

 

[Baptiste Wicht]

Somehow, I don't see the debit cards listed, even if I select 'Yes'.

I can see Neon in the fifth position in your image.

 

[gaijin]

I can see Neon in the fifth position in your image.

Ah right, I missed that. That also made me take a look again. I now see even more debit cards (thanks for that!). At this point I am missing the Wir debit card in the comparison. That should also show up with 0 CHF fees.

 

[danslalune5]

Hi,
Great.
Swissquote has debit cards, and it might be a good idea to add them to the list. They say there are multiple currencies and no transaction costs.

 

[Baptiste Wicht]

At this point I am missing the Wir debit card in the comparison

Will do!

Swissquote has debit cards, and it might be a good idea to add them to the list. They say there are multiple currencies and no transaction costs.

Will add them. There is no transaction costs if you already have the currency. But if you don't, you will pay 0.95%.