Best (free) credit card to pay in foreign countries?

A

Asheen

New member
Hey 🙂


I'm planning a trip in South Korea and realize my credit card has terrible conditions and fees for payments in foreign countries.

I was advised to make a revolut account and use their credit card while I'll be traveling.

I remember that there was a comparison of cards on the blog including recommandations for payments in foreign countries but I can no longer find it.

Can anyone here help me out or suggest the best option?

Thanks a lot for your help.

Best,
-a-
 
Hi Asheen,

The best recommendation is to use a debit card first (Revolut is also a debit card). For instance, you could use Radicant or WIR Bank Top.

thepoorswiss.com

Radicant Review 2025 - Pros & Cons - The Poor Swiss

Radicant is a new digital bank account focusing on sustainability. We review it in detail to see its pros and cons and whether you should use it!
thepoorswiss.com thepoorswiss.com

If you really need a credit card, then they are pretty much all bad. Even when some like the one from Migros Bank claim to be cheap, they are simply hiding fees on the backend. I am not aware of any good credit card to use abroad.
 
Baptiste Wicht said:
Hi Asheen,

The best recommendation is to use a debit card first (Revolut is also a debit card). For instance, you could use Radicant or WIR Bank Top.

thepoorswiss.com

Radicant Review 2025 - Pros & Cons - The Poor Swiss

Radicant is a new digital bank account focusing on sustainability. We review it in detail to see its pros and cons and whether you should use it!
thepoorswiss.com thepoorswiss.com

If you really need a credit card, then they are pretty much all bad. Even when some like the one from Migros Bank claim to be cheap, they are simply hiding fees on the backend. I am not aware of any good credit card to use abroad.
Click to expand...
Thanks a lot 🙂

I'll look into how foreign debit cards are accepted in shops and businesses in South Korea. I guess I'll still carry some cash and my bad credit card, just in case.

Thanks again. I appreciate it.
 
I'm not familiar with virtual cards.
Are they meant to be used in Google pay or apple pax, for instance?
 
Asheen said:
Is WIR bank top better than Radicant in my case?
Click to expand...
They have the same exchange rate, so they should be the same in your case.

Asheen said:
I'm not familiar with virtual cards.
Are they meant to be used in Google pay or apple pax, for instance?
Click to expand...
A virtual card can be used online and through mobile payment systems, indeed. With Radicant, you can also order a physical card for 15 CHF.
 
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