Corner Card Deal

R

remsta

New member
Hi there,

I have the Migros Cumulus Credit Card but now that my 5x points for 12 months expired, I am looking at changing. I noticed the Cornercard promotion at the moment, Platinum - CHF 150 for the year, 3% back on the first 500 and then 1.5% or the Gold for CHF 57 with 3% cash back on the first 300 and then 1%. Has anyone used these? I mean compared to other countries it is still a terrible deal but it seems like the best we can get.

Also, does anyone know if they use the internet rate for international transactions or their own with a fee on top?

Thank you!
 
Hi

The most important question is: how much do you spend per year on your card?
In most case, a free card with some cashback will beat a paid card because it takes a while to make up for the fees.
You need to spend 10'000 CHF to make up the 150 CHF in fees. During that spending, you have already made at least 33 CHF with a free card.
 
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Interesting - I never use cash and put everything on our cards including all company travel, so quite a lot
 
I would say that if you spend more than 25'000 CHF per year, a paid card with 1.5% is fine.
However, be careful that the Corner Card deal only saves you money on the first year, so you would have to cancel it before the second starts. So, it's up to you to decide whether it's worth changing card every year.

Otherwise, a combo like Swisscard Cashback or Poinz could get you 1% cashback on the AMEX or Cembra Certo One could get you 1% on 3 shops.
 
I am also getting interested in this card, as I was looking for a good card with Priority Pass. I still have my Venture X Credit Card in the US which included free Priority Pass for me and an authorized user (free to add). Each card allowed for 1 or 2 guests. They will change the game massively in 2026. I am not flying a lot, but it was always useful.

While the 1.5% is a great deal for Switzerland, you need to do the math. How much spend do you have on your free AMEX (1%), 3 categories of Cembra (1%) and rest Cembra (0.33%) to offset the 500 CHF annual fee. Assuming it's not the 1y deal you are after. If you are only after the cashback, you need to spend a decent amount of money (We pay as much as we can with credit cards which adds up to more than I want) on the credit card. Now there are a few more points to consider
1) only one card which makes things easier
2) VISA and not AMEX, better acceptance. Even though I find the AMEX acceptance got better
3) Additional perks like Priority Pass which you might find useful or not. If you fly a bit, that might be worth 100 or 200 CHF as well to you. They state you and your companion get access to the lounges. It's not clear if it's one card with 1 guest or how many guests. They state on their webpage: Mit Priority Pass™ erhalten Sie und Ihre Begleitpersonen kostenlosen und unbegrenzten Zugang zu über 1’400 Priority Pass™ Flughafen-Lounges weltweit. Again, not clear for how many people.
4) Some other perks which I don't think is adding much value. Unless someone tells me otherwise

Keen to see if anyone has it and can share some experience and their opinion.
 
I did some ChatGPT in regards of the Priority Pass and seems that not only the cardholder, but all authorised users do get their own Priority Prestige Pass that also grants one guest access. If that is really true, it's a really great perk if you fly a bit. Even with a single lounge access you save some money on top of the higher cashback.

I did run my numbers quickly based on my last year spent with AMEX and Cembra. Scary to see how much we spent, but certainly the one with onl 0.33% cashback will make a difference. If you use Twint to pay people or even to send your spouse money to top up your banking account will give you cashback. Twint does not support Amex, so with Cornercad you get 1.5% there instead of 0.33% with Cembra. I have never understood how Twint let us send money for free using a Visa/Mastercard.

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With the Cornèrcard Platinum, you can request up to three additional cards for family members or trusted associates. These supplementary cards are provided free of charge and share the same benefits as the primary card, including access to over 1,400 Priority Pass™ airport lounges.

The Cornèrcard Platinum includes a Priority Pass™ Prestige membership, which offers unlimited access to over 1,400 airport lounges worldwide. This benefit is available to both the primary cardholder and any authorized users. Each authorized user can register individually to receive their own digital Priority Pass™, granting them and a guest complimentary lounge access.

Yes, authorized users of the Cornèrcard Platinum are eligible for their own Priority Pass™ membership. Each authorized user can register individually to receive a digital Priority Pass™, granting them unlimited access to over 1,400 airport lounges worldwide. This benefit is included at no additional cost and is available to all authorized users, regardless of age.

To activate this benefit, authorized users should download the Priority Pass™ app and register using the link provided by Cornèrcard. After registration, they will receive a digital Priority Pass™ that can be used immediately.

If you need assistance with the registration process or have any other questions, feel free to ask!
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official feedback from Cornercard. Only the primary gets the platinum card, the others will get the gold card apparently. Means only 1 priority pass in total, but apparently everyone travelling with you can access the lounge.
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Der Platinum Hauptkarteninhaber kann für seine Liebsten bis zu drei Gold Partnerkarten beantragen ohne eine zusätzliche Jahresgebühr zahlen zu müssen. Diese werden dann zusammen mit Ihrer Platinum Karte abgerechnet.

Gerne bestätigen wir, dass mit Ihrer Platinum Karte der Priority Pass automatisch inbegriffen ist. Sie und all die Personen die mit Ihnen Reisen (sofern die Lounge noch Kapazität hat) haben somit gratis Zugang in die Airport Lounges.

Ihre Anwesenheit ist für den kostenlosen Loungezutritt unerlässlich. Ihr Partner bzw. der Begleitkarteninhaber oder Ihre Familie können ohne Ihre Begleitung nicht von den Priority Pass Leistungen profitieren.
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Ralph said:
official feedback from Cornercard. Only the primary gets the platinum card, the others will get the gold card apparently. Means only 1 priority pass in total, but apparently everyone travelling with you can access the lounge.
@@@@@@@@@@@@
Der Platinum Hauptkarteninhaber kann für seine Liebsten bis zu drei Gold Partnerkarten beantragen ohne eine zusätzliche Jahresgebühr zahlen zu müssen. Diese werden dann zusammen mit Ihrer Platinum Karte abgerechnet.

Gerne bestätigen wir, dass mit Ihrer Platinum Karte der Priority Pass automatisch inbegriffen ist. Sie und all die Personen die mit Ihnen Reisen (sofern die Lounge noch Kapazität hat) haben somit gratis Zugang in die Airport Lounges.

Ihre Anwesenheit ist für den kostenlosen Loungezutritt unerlässlich. Ihr Partner bzw. der Begleitkarteninhaber oder Ihre Familie können ohne Ihre Begleitung nicht von den Priority Pass Leistungen profitieren.
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I have just got my new platinum cornercard. I want to add my partner as an authorised user so that she can buy and as a couple profit from the 1,5% cashback as well as from the other insurances to apply to purchases made by her. I thought about just adding the card to her apple pay also. Since we travel together, there is no problem with lounge access. Do you have any guidance on the matter? Thanks a lot!
 
I am in the same boat, just got my platinum card. You need to contact them by phone. That is if you want that she gets her own card which I cannot be a Platinum but will be a gold card. Of course she can also just add your card or a virtual card you create to her apple pay.

Lounge access is clear as mud to me. :-) It says travel accompanies will have also free access to the lounge with you. Typically the Prestige card gives you free access for you and 1 guest, but I think some credit cards allow for more guests. I have seen that with some US credit cards. I do remember on my priority pass from my CapitalOne Venture X credit card, I was able to get into the lounge with more than one guest. They simply said, they don't know if the credit card will charge. Which they didn't and shouldn't. Then again, every lounge does things a bit different. Long story short, I don't know if you can easily get in with more than a single guest.
 
Then super, I don't think she needs her own card, just get the 1,5% from every purchase we make as a couple! She is the "spender" of the couple either way 😂
 
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