Degiro: Foreign stock exchange VS swiss

[allihopa11]

Hi folks!

A few years ago I invested in „my first“ ETF. And now I realised that I get dividends, wich I actively have to reinvest including loosing the fees. I guess I chose the ETF due to accessability via the SIX swiss exchange.

There is an ACC Vanguard ETF, but in Amsterdam and not Zurich. Should I change all the portfolio from one to another? Which are the risks with foreign stock exchange.

Thanks for your expertise!

 

[Baptiste Wicht]

Hi and welcome to the forum!

Are you actively investing? If you are still investing each month, you can simply reinvest the dividends at the same time and it won't cost you more, no?

Should I change all the portfolio from one to another?

It really depends on you. The only advantage of accumulating ETFs is the convenience. Whether it's worth changing or not is up to you.

Which are the risks with foreign stock exchange.

There are none that I can think of. If you take a tiny stock exchange with a tiny ETF, you will have tiny volume and the spread will be large, and you will lose money when buying/selling. But no risks going to the Amsterdam stock exchange.

 

[allihopa11]

Thank you for your superfast answer.

No, I am not actively investing. I usually invest once a year - if there is anything left.

- The advantage is not only the convenience, but also the costs/lower fees, no? actively buying costs fees & ACC does not, or does it?

- okay, so Amsterdam is in your opinion as safe as Zurich, cool!

Concrete example:
change the whole portfolio from: https://www.justetf.com/ch/etf-profile.html?isin=IE00B3RBWM25
to one of the ACC: USD Acc at EAM(Euros), USD Acc at LSE ($), USD Acc at XET (Euros), USD Acc at MIL (Euros), USD Acc at LSE (£)

Too much choices! What would you recommend? How much fees - more or less - do I have to pay to swap all the portfolio from one to antoher @Degiro?

Thank you so much!

 

[Baptiste Wicht]

- The advantage is not only the convenience, but also the costs/lower fees, no? actively buying costs fees & ACC does not, or does it?

Some accumulating ETFs have lower fees indeed. And you are saving a litte by not buying the ETFs themselves.

There is one major disadvantage: there are no accumulating US-ETFs. And US ETFs are the most efficient.

USD Acc at EAM(Euros), USD Acc at LSE ($), USD Acc at XET (Euros), USD Acc at MIL (Euros), USD Acc at LSE (£)

That are not really choices, no? What ETFs are you talking about? Exactly where you buy it does not matter much, what matters is the ETF itself.

 

[allihopa11]

Thanks for the answer.

@Degiro I have all these Vanguard all-world ACC options, see pictures.

At the moment my whole portfolio is at the "Vanguard FTSE All-World UCITS ETC USD Dis"

Would you recommend to change the whole portfolio into on of these ACC? Regarding the above mentioned thoughts?

Merci beaucoup!

 

[Baptiste Wicht]

These are only two ETFs (VWRL and VHYD) only in different trading currencies and on different stock exchanges. Usually, I recommend using the fund currency (USD) and the exchange with the highest volume.