Recent content by Denis

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    WIR savings account plus 2024

    so this product is not available at your branch... otherwise cembra pays good interest rate too ...
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    WIR savings account plus 2024

    this offer was valid until April 30. you could check with your Zurich branch ... they may have new offers. however being societaire gives various benefits https://www.raiffeisen.ch/zuerich/de.html there is a savings bank paying 2 % until sept called 180 as you need to give 180 days notice to...
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    Which bank do you use?

    here is the tricky part : after one year opening your account (not based on date amount deposited) banque Cler reduces the interest to 0,80% without advising you.
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    Which bank do you use?

    and i discover NOW that their 1,80% int is valid only for a year starting your deposit... after the first year you get 0,80% only. additional amounts get 1,80% for a year and so on.
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    Which bank do you use?

    Thanks Ralph for larger amounts which account do you use if i may ask you ?
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    Which bank do you use?

    i use Yuh too as interest is good and very easy and quick to transfer to or from Swissquote as they use same platform
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    Short term investment

    yes indeed esp now as the interest rate are going down... from 2 yrs up to 6 years : 1,75% from 7 years to 10 yrs : 2 % int. paid yearly minimum 25 000frs
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    What broker do you use?

    Baptiste, as we all know China Communist Party owns part or 100% of all major companies. This is unique in the world I believe. In my view due to ethics and human rights problems (opposants, ouïghours, tibetans, etc) i do not want to use a broker partly owned by this govt. The chinese govt has...
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    Short term investment

    No Baptiste, these are like "obligations de caisse" and this rate is for minimum of 25 000 chf. Offer is valid until end of this month.
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    Short term investment

    Well if you want safe investment earning 1,75% per annum for 3, 4 or 5 years you could invest with Raiffeisen but money is blocked. offer valid till end of April
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    What broker do you use?

    Well as i explained I recommend Swissquote as a sound swiss bank and has great client service, credit card etc... Saxo is only a branch of a danish bank which is 49% chinese (Geely company) and i reject working with Saxo for that reason for ethics and human rights reason. The chinese govt is in...
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    WIR savings account plus 2024

    Raiffeisen pays 1,75% if you invest for 2 years with them. Moreover you get free current accounts and as shareholder you receive 2 % per year
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    Retired in Europe, investing in Euro, good idea ?

    To avoid these potential problems, I recommend to split your investments in francs and euros.
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    Tax statement from IB

    well in Swissquote the annual tax form is available by mid Feb and can be downloaded in the Canton Tax app. It is great to avoid mistakes and saves time as well. you pay 100 frs for it but it is worth it if you have many positions like me . Their client service is efficient . By the way there is...
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    What broker do you use?

    yes i was told
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