14% increase in 2027 health insurance premiums

[AutonomousNerd]

Sympany is increasing my health insurance premiums by 14% in 2027 compared to 2026.

2026 monthly premium: 411.75 CHF
2027 monthly premium: 468.85 CHF

I did not select any changes and my 2026 and 2027 policies have the same coverage and deductible:

• 2'500 CHF annual deductible
• KVG (includes compulsory callmed 24 telemedicine service)
• plus VVG (supplementary insurance, worth it for me due to the gym membership reimbursement and some other benefits I use)
• hospital general VVG

The letter attempting to soothe angry customers from the Sympany CEO did not inspire confidence, here is an excerpt:

Healthcare costs have risen again this year. This means that premiums will also rise in 2027. We're taking a number of measures to keep the premium increase as low as possible:

• We're automating and digitalising processes. This keeps our administrative costs low.
• We're checking all invoices carefully. This saves many millions of francs.
• We offer tried-and-tested savings models in basic insurance. These keep healthcare costs and thus your premiums lower -- while maintaining the same quality of medicine.

We are living in the year 2026. If Sympany hasn't figured out yet how to automate and digitalize processes, then probably they shouldn't be in business.


My questions to the forum:

Are other Swiss health insurance companies drastically raising premiums?

Does anyone have a recommendation for a Swiss health insurance company offering better value for a 2027 policy?

 

[Baptiste Wicht]

Are other Swiss health insurance companies drastically raising premiums?

Most will increase their premiums indeed, like every year.

Does anyone have a recommendation for a Swiss health insurance company offering better value for a 2027 policy?

We are with Concordia. It seems decent so far.

In our case, our total (for 3 people) will only increase by about 3%. But it increased significantly last year. The problem is that each year there are a few companies that increase a lot, and then they increase less the following year, and it's always this game of pingpong.

 

[AutonomousNerd]

Most will increase their premiums indeed, like every year.

As most companies increase their premiums annually do you think the best way to save money on health insurance is to compare the policies every November using Comparis?

 

[Baptiste Wicht]

As most companies increase their premiums annually do you think the best way to save money on health insurance is to compare the policies every November using Comparis?

Yes, but I prefer using priminfo which more independent.