Cost of having a baby in Switzerland

racletteforall

New member
Hi all,

After one year in this wonderful country, we are thinking of starting a family, however, in terms of costs and financial benefits we are a bit lost.

We agreed that my partner would stop working and take care of the children(s), therefore no kita or nanny expenses are expected.

For the rest of the expenses, could you please help us see how much can it cost monthly? I've divided them into 4 big groups so it might be easier:
  • Food and nutrition (formula, cereals, complementary foods)
  • Housing and equipment (crib, stroller, furniture, initial setup items)
  • Childcare/Daycare
  • Hygiene, health and entertainment (insurance, diapers, clothes, medicines, toys, activities)
We also would like to know if there will be any additional incomes or tax benefits for having children considering we live in Zug. Will the authorities transfer us money directly or they will just reduce the taxes on our incomes?

Additionally, what emergency fund would you consider, taking into account in Switzerland we have the unemployment insurance by default?

If you think that I might be missing something out, please feel free to point it out.

Thank you in advance!

Edit: A few corrections and one more question
 
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