Hello,
regardless, if you decide to stop working (retire) before 65 in CH, and not fill in for unemployment benefits (RAV), you are still obliged to pay BVG/AHV. The difference is that, instead of charging your (non-existing) salary at source, the gov wants to charge your ENTIRE net worth - this can go up to ca. CHF 25'700 p.a. (roughly, an equivalent of a CHF400k salary)
I'd like to ask you guys - how do you manage it while being early retirees? Do you simply pay, or get self-employed, etc.?
Cheers,
Marius
regardless, if you decide to stop working (retire) before 65 in CH, and not fill in for unemployment benefits (RAV), you are still obliged to pay BVG/AHV. The difference is that, instead of charging your (non-existing) salary at source, the gov wants to charge your ENTIRE net worth - this can go up to ca. CHF 25'700 p.a. (roughly, an equivalent of a CHF400k salary)
I'd like to ask you guys - how do you manage it while being early retirees? Do you simply pay, or get self-employed, etc.?
Cheers,
Marius