Etf for an 18 years old

VT’s tax advantage for Swiss investors depends on individual tax rates and may disappear (or even reverse) in early retirement.

What do you say about that?
 
VT’s tax advantage for Swiss investors depends on individual tax rates and may disappear (or even reverse) in early retirement.
Yes, to an extent. But you only need a 15% marginal tax rate which should be reached by most people. And you need to pay taxes indeed because otherwise you won't get it back.

So, it may disappear in retirement depending on your taxes. But why would it reverse?
 
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