Yep, adding this increase to my +30% increase on car insurance... 2026 will sting.We will have a hefty 11% increase
This system is really bad.
Sorry to hear that, that sucks.Yep, adding this increase to my +30% increase on car insurance... 2026 will sting.
At the same time I get an email today from the Government saying that, due to raising costs, they'll introduce a 0.7% tax on the brutto salary of governement employees (from all sectors) + no salary indexation for 2026.
Yes, this is crazy. It's the same for us. We are comfortable enough so that 11% of health insurance won't cause any harm, just lower savings. But for many people, this will soon get out of control
Mine (CSS) increases +5.46% (Kanton Aargau). I don't have a car (I'm driving a company car), but my salary won't increase at the same rate, obviously!
I'll have a look at this. Until when it is possible to change health insurance?
How should I interpret this map? I've set "Adult (>=26 yo), without accident cover, excess of 300" and in my town it looks green and tells me to stay with Agrisano:AGRIsmart. Does this mean that the cheapest is Agrisano's AGRIsmart?
Until the end of November.
The base health insurance has no choice but to accept. Only the complementary health insurance can do a health survey. So, yes, you can save 34.90 CHF a month
OK. Further details -->The base health insurance has no choice but to accept. Only the complementary health insurance can do a health survey. So, yes, you can save 34.90 CHF a month
Interesting. I only have Grundversicherung. I never explicitly asked my insurance, but am surprised to hear that dental hygiene was covered by your Grundversicherung. Also, I never received the corresponding form from my dentist to make a claim for reimbursement. Again, I didn't ask my dentist for such a form. But my general understanding is that anything directly related to teeth is not covered by the Grundversicherung. I don't have kids, but would have assumed that this was also true for kids.
Yes.
There are also media reports about this problem (family doctors not taking new patients). When I changed insurance a few years ago I vaguely remembers that I had to chose a doctor from a list. But there was no confirmation required that this doctors would actually accept you. Of course, this is a problem if you then actually need to go to the doctor outside of an emergency. But at least you could sign the policy at the new insurance and then take your time in the new year to find a doctor that will accept you and then tell your new insurance about this change of doctor.
I'll probably end up doing that so I don't miss the end of November deadline.
I'm not sure it's such a fundamental problem that the system needs to be changed. At least not now.
In fact you're right: Grundversicherung does not cover anything related to teeth. In my case it's because it's related to a pathology which is covered by the Grundversicherung (Sjögren's Syndrome). And this doesn't just come automatically: my rheumatologist wrote a letter to CSS requesting it. CSS had to validate it internally and then confirmed it would cover 50% (2 out of 4) dental hygienes
Over the weekend I was reflecting over it and I think I'm not going to risk having to start paying for something which is already covered by CSS and might not be covered by Agrisano... I'll have to ask for a salary raise to cover the additional 5.5% increase at CSS!
This is probably the reason why I didn't manage to search for a different doctor 8 years ago, when I moved into a different Canton. I'll rather invest the time to travel to the "original" Canton, instead of wasting time in searching another doctor
