Coming back to my comment in the other thread: "my understanding is that if your marginal personal income tax rate goes below 15%, you will actually lose money with VT because the 15% are also withheld on dividends from non-US companies." You therefore end up with non-reclaimable withholding taxes on non-US countries, while (at least to my understanding) UCITS funds have less withholding tax.
I would be highly interested in a deep dive of a full cost comparison, including withholding tax, between VT and VGLA / VALL[ for Swiss investors. As mentioned in the other thread, I could imaging VGLA / VALL becoming the cheapest option for investing in an all-world product for some Swiss investors.
Hello,
Any update on VALL ? Am considering it as an alternative to VWRL as I simplify my portfolio and am wondering what your thoughts are as its volume has grown quite a bit since last month.
Should I replace my VWRL plan by VALL or is it too early for a large portfolio?
Note that VT isn’t an option for me (too much of a burden on my family if I die - not my plan but who knows?).
Thanks !
Sjs
VALL is now available at many brokers (e.g., Swissquote, IBKR, neon, Saxo, and DEGIRO) and has reached a critical mass with a fund size of €1.5 billion (compared to €23 billion for VWRL). I think it is safe to start investing in VALL.
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