Accumulating European VT

[Max]

For those who prefer accumulating ETFs (and UCITS) there is now a European version of VT: VALL.

 

[Baptiste Wicht]

Thanks for sharing; it looks like a nice european ETF with a very good TER.

 

[gaijin]

a European version of VT: VALL.

Is GBP really European

 

[evergreen]

On IBKR, you can purchase VALL@LSEETF (London Stock Exchange) in USD currency.

The ETF is also available in Distributing version: VALLD

 

[BPH]

It's pretty much available in all standard currencies (which means not yet CHF of course :-( )

Accumulating Version:

Distributing Version:

 

[GuinnessIsGoodForYou]

Question: When CHF version of VALL or VALLD expected to become available if they will? Thank you.

 

[gaijin]

Coming back to my comment in the other thread: "my understanding is that if your marginal personal income tax rate goes below 15%, you will actually lose money with VT because the 15% are also withheld on dividends from non-US companies." You therefore end up with non-reclaimable withholding taxes on non-US countries, while (at least to my understanding) UCITS funds have less withholding tax.
I would be highly interested in a deep dive of a full cost comparison, including withholding tax, between VT and VGLA / VALL[ for Swiss investors. As mentioned in the other thread, I could imaging VGLA / VALL becoming the cheapest option for investing in an all-world product for some Swiss investors.

 

[Sjs]

Hello,
Any update on VALL ? Am considering it as an alternative to VWRL as I simplify my portfolio and am wondering what your thoughts are as its volume has grown quite a bit since last month.
Should I replace my VWRL plan by VALL or is it too early for a large portfolio?
Note that VT isn’t an option for me (too much of a burden on my family if I die - not my plan but who knows?).
Thanks !
Sjs

 

[gaijin]

VALL is now available at many brokers (e.g., Swissquote, IBKR, neon, Saxo, and DEGIRO) and has reached a critical mass with a fund size of €1.5 billion (compared to €23 billion for VWRL). I think it is safe to start investing in VALL.

 

[Baptiste Wicht]

Should I replace my VWRL plan by VALL or is it too early for a large portfolio?

It should be entirely fine if you prefer VALL over VWRL indeed, it's getting enough traction.

 

[BPH]

Now considering the significantly better options since a few months with WEBN (Amundi), ALLW (Xtrackers) and VALL for European global ETFs, what is your view? All eggs in one basket and single fund portfolio or diversifying fund providers as well and keeping two (WEBN and VALL) for example?

 

[gaijin]

All eggs in one basket and single fund portfolio or diversifying fund providers

As always, it depends on your risk profile. As for me, I'm happy to consolidate my funds as much as possible and consider it a very low risk to use Vanguard as my sole provider of a world ETF.