Finpension private equity offering
- Thread starter Cobenz
- Start date
I haven't tested finpension's private equity option yet, but private equity generally targets long-term annual returns of around 10–15%, though it comes with higher illiquidity and management fees compared to standard index funds—would love to hear from anyone who has already allocated capital to it!
Hi
They have supported it from the start of their investment offering.
Personally, I am not convinced about private equity for standard investors. I think it's something that should be used only by very high net worth individuals and institutional investors. I also think that it's not really doing anything useful for the economy.
Hi,
Be very careful: the price of Private Equity is not determined by supply and demand, and exiting these investments can potentially be difficult. I consider these instruments highly dangerous, and even the declared returns are often artificially sustained. This sector is very exposed to bubbles, especially since these companies do not publish their revenues and losses. Essentially, you are buying the cast-offs of the cast-offs from major investment funds.
Honestly, I find it quite strange that Finpension does not include more interesting products in their offering while instead providing these very risky ones.
Be very careful: the price of Private Equity is not determined by supply and demand, and exiting these investments can potentially be difficult. I consider these instruments highly dangerous, and even the declared returns are often artificially sustained. This sector is very exposed to bubbles, especially since these companies do not publish their revenues and losses. Essentially, you are buying the cast-offs of the cast-offs from major investment funds.
Honestly, I find it quite strange that Finpension does not include more interesting products in their offering while instead providing these very risky ones.
courteousm
New member
I haven’t used Finpension’s private equity option myself, but I’d also be interested in hearing how the fees and fund selection compare with other private equity platforms. The potential returns can be attractive, but I think the long lock-up period, liquidity, and overall costs are just as important to consider. Would be great to hear from someone who has actually invested through the app.