FIRE strategies for Swiss investors

[Max]

What about you then? Do you plan to retire in Switzerland with a 4.5%+ withdrawal rate?

I would gladly do that! This is why I am trying to find out whether this US USD simulation is applicable to retirement in Switzerland.

The problem is that if you have 50 years of data, you can only do a single 50-year retirement simulation. If you are limiting yourself to such a sample, you need to rely on something else than historical analysis.

I can be wrong, but as far as I can imagine, in such a case multiple 50-year rows are built by randomly combining single historical years (or blocks of years).

 

[Baptiste Wicht]

I can be wrong, but as far as I can imagine, in such a case multiple 50-year rows are built by randomly combining single historical years (or blocks of years).

It depends on your method.

If you do pure historical analysis, this does not work like it; each month is followed by the next one.
But if you do historical sampling (bootstrapping), you would indeed be able to build multiple sets of 50 years from a single 50-year period.

 

[Max]

It depends on your method.

If you do pure historical analysis, this does not work like it; each month is followed by the next one.
But if you do historical sampling (bootstrapping), you would indeed be able to build multiple sets of 50 years from a single 50-year period.

If I understand correctly, the pure historical analysis is unsuitable in this case. So an alternative is necessary.