Life insurance with Zurich and 200 CHF Migros gift card

[racletteforall]

Hi all,

In 2025, my partner and I decided to take out life insurance. We chose Zurich because it is a well-known insurance company.

We each paid approximately CHF 100 for the policy. A couple of weeks later, we each received a CHF 200 Migros gift card. The operation resulted in a CHF 200 benefit.

I wanted to ask whether this is a common practice and whether there is a way to "replicate" this operation when renewing our policy with Zurich or taking out insurance with another company.

Thank you in advance.

 

[gaijin]

You're right, Zurich mentions the gift card on their website.
In my experience, this is a rare practice of insurance companies. I'm more used to banks offering such welcome gifts. I wouldn't expect this to be a common practice which is widely replicable. Also, don't count on another gift for the renewal of your policy.

 

[Baptiste Wicht]

I wanted to ask whether this is a common practice and whether there is a way to "replicate" this operation when renewing our policy with Zurich or taking out insurance with another company.

Interesting, I had never heard of that before.

I would be surprised if this were replicable, but this is interesting nonetheless.

Is that a pure-risk life insurance or a life insurance 3a?