Where do you keep your emergency fund?

[Bubble_StCergue]

In the bank for liquidity, but which bank and account is the best for easy-access whilst not actually losing money over time in real terms? Interested to see what people are doing here. Thanks!

 

[bqm]

I get the question, but the focus is on liquidity and low vol. The tradeoff is and has been for a number of years a loss in purchasing power.

So, keep the fund liquid and as big i.e. small as your liabilities require.

 

[Baptiste Wicht]

since our emergency fund is relatively small, we keep it in Neon Spaces. The interest rate is not the best, but 0.9% is enough for me. Also, I don't want to chase the highest interest rate account, that's not the purpose of our emergency fund.

 

[Ralph]

I have a savings account at CLER and WilBe, but most money is still at IBKR in USD as we moved back to Switzerland after 9years being in the US.