Hi,
It would be great to know which banks this community uses the most and why.
It would be great to know which banks this community uses the most and why.
Which bank do you use?
- Thread starter Baptiste Wicht
- Start date
Minimalistefrugaliste
New member
I use Neon for the forein payement and Zak for the swiss payement. I prefer organize my budget with Zak
@Minimalistefrugaliste You are saying that organizing your expenses in Zak is better than in Neon? Are you doing your entire budget in Zak?
Minimalistefrugaliste
New member
In my opinion Yes.
I think the spaces with Neon the customer have less options for organize de budget.
For example, zak can do:
- put a personal photo with each space
- transfert a money since one space at other easily
- if you want, you can do put a money goal with a space
- the money transfert in a spaces are instantaneous
In my opinion, Neon spaces are good if you have one or 2 spaces. But if you have a many spaces like me and you organize de budget. Zak is better and quickest.
Minimalistefrugaliste
New member
And for the moment, the interest at 31 december is best with zak that with neon
Thanks for sharing. I personally do not use any of these features, but it's good to know that some people are using them!
Bubble_StCergue
New member
Just in the process of moving to CA Next Bank as the mortgage is with them and we had to renew in Jan. They reduced the interest rate by 0.07% if we agreed to get our salaries paid into it.
Currently have PostFinance as my main current account. Also have a Credit Suisse account so that we could get kid’s accounts and the associated digi-piggi moneyboxes (which they love).
Have Neon too but like others, am waiting for them to make it joint before I fully utilise it.
Currently have PostFinance as my main current account. Also have a Credit Suisse account so that we could get kid’s accounts and the associated digi-piggi moneyboxes (which they love).
Have Neon too but like others, am waiting for them to make it joint before I fully utilise it.
Bubble_StCergue
New member
I haven’t heard of Zak but it sounds really interesting! I have been searching for something that allows lots of ‘pots’ or spaces and Neon was the best so far, but still not enough for all I’d ideally like. I’ll definitely check this out, thanks for sharing!
Why do you have so many accounts? Just to try them out?
Yes, happy customer specific to my needs for more then 25 years (so obviously biased). Even more so now that they have zero fees.
But as you know no good i.e. to expensive as a broker.
———————————————————
40% ACWIS, 40% VT, 10% AVGV, 5% AVUV, 5% AVDV
I use UBS as my salary account - only reason being that it’s free as a work benefit, and that I like the app/payment ease.
My primary savings account however is at the LLB with the wiLLBe app. It’s completely free, with no withdrawal downside as far as I can see, and gives a 1.55% interest, which is the best I’ve seen.
My primary savings account however is at the LLB with the wiLLBe app. It’s completely free, with no withdrawal downside as far as I can see, and gives a 1.55% interest, which is the best I’ve seen.
yes a nice rate ! Banque Cler offers a nice 1,80% but the downside is you can withdraw 20k per year maximum or you loose 1%. Moreover you pay 3 frs for each payment and you can only withdraw 50 k maximum per year ...